Home windows typically last between 15 to 20 years before their seals begin to deteriorate, leading to potential drafts and water leaks. Older homes often have single-pane windows, which are less insulating and energy-efficient compared to the double-pane windows commonly…
Could things heat up again in April? Hey everyone, let's dive into what's happening with Canada's spring housing market. The start of the year showed some mixed vibes, with the market swinging back and forth. However, there's a buzz that…
New homeowners often face an unexpected financial obligation shortly after purchasing a home, known as the "welcome tax." This property transfer tax, issued by municipalities, can be a substantial amount, necessitating prompt payment, usually within 30 days of receipt. What…
Cash damming is a financial strategy that transforms personal debt, which typically does not benefit from tax-deductible interest, into business debt, where the interest paid is tax-deductible. This involves employing a line of credit to cover business-related expenditures. Eligibility for…
Navigating the complexities of real estate can feel like solving the age-old question of the chicken or the egg. As a real estate broker in the industry for the last 26 years, I understand the challenges you face when deciding…
The Bank of Canada (BoC) kept its key interest rate at 5% this week, a move widely expected by economists. This decision indicates the central bank's continued focus on taming inflation, despite some signs of economic slowdown. Underlying Inflation Remains…
Embarking on a home renovation project brings an array of decisions, especially when it involves electrical upgrades. A common point of confusion is choosing between 15-amp and 20-amp outlets (receptacles). Whether you're looking to enhance your living space or update…
In the Quebec real estate landscape, the RL-31 slip stands out as a document of paramount importance, establishing a crucial bridge between real estate owners and tenants. This document, issued directly by the government, acts as an official declaration of…
In recent times, especially around the holiday season, there's been a noticeable uptick in reports of scams and fraudulent activities. It has become increasingly crucial to remain vigilant. To protect your finances, regularly monitor the activity on your account through…
Dans le paysage immobilier québécois, le Relevé 31 se distingue comme un document d'une importance capitale, établissant un pont crucial entre les propriétaires immobiliers et les locataires. Ce document, émanant directement du gouvernement, agit comme une déclaration officielle de résidence…
